Another inspiring fact: more than 75% of Phenix City’s population is above poverty level. RedyMoney knows from our end, that this is something we are proud to hear, thus far for our efforts. Of course we are working to lower this number. What do you think you can do in this regard?
Welcome to the second week of April, and the second quarter of 2017. It is always easy to get distracted or exceedingly caught up in daily life, giving less thought to your long term plans and goals. It is always good to experience each day anew and seize all opportunities, however, you must balance living everyday with the alignment of your life goals.
For example, what financial goals did you set at the beginning of the year?Have you been able to make any contribution to these goals? Whatever goals you set in life, there are some realities, that it is best that they be accepted as soon as you encounter. For example, many may not be so fortunate to go through life without incurring debt. And mismanaged debts are also a reality of some Alabamians. Financial stress can contribute greatly to Depression(which was observed last Friday for World Health Day).
The reality is that everyday living can contribute to health problems in many different ways. Sometimes it becomes necessary that we borrow, but how does debt become burdensome?When we incur additional debt. Or if we lose our jobs. Or simply, borrowing would have been a poor decision for our expenditure in the beginning. Last Friday, RedyMoney encouraged all citizens to talk. And if you find that you are burdened by debts, you are again urged to talk to someone.
In a time such as now, RedyMoney encourages all citizens to take charge of their finances. Yes, not all factors citizens have control over; but we must control what it is within our power.
Have a blessed Monday and a productive week family!!!!
April and Alabama have one thing in common: they both begin with the letter ‘A’. RedyMoney is adding another ‘A’ word to the mix as we begin the second quarter. ‘Aspiration’. Appealing to the ambition of the Alabama people. The ambition of seeing our state flourish and our people thrive.
We start your weekend with this quote: “Make the best use of what is in your power and take the rest as it happens.” Thank you for this one Epictetus!!!
As we get ready to say goodbye to March 2017; we must ask ourselves: (1) How much of my projections did I achieve this month? (2). What prevented me from not achieving some of my goals for this month, and how can I prevent the same hurdles for next month? (3). What new knowledge did I gain this month? (4) Has anything happened this month that can improve my performance and outlook for the next month?
As we approach a new month, RedyMoney reminds you that we are remain your loan service provider to get you through any unplanned financial emergency that you may encounter. We continue to encourage that you use every day to grow and every pay check to make smart buying choices.
See you in April family!!! Have a blessed weekend!!!!
RedyMoney encourages all to continue to volunteer, donate and support Red Cross initiatives across the country, if they can.Red Cross, too, is aware of the threat in early Spring, of flooding and possibly severe weather.They ensured we are covered with some tips, fully endorsed by RedyMoney. Throughout the month, the Organization has been encouraging us all to unearth the inner heroes within all of us. And surely, for an organization whose workforce is 90% volunteers, this is beyond possible, to give willingly to a worthy cause. As we say goodbye to the month, let us not say goodbye to the cause.
Welcome to mostly warm and sunny days. Spring break anyone??? Parents, remember that the children need not only to take a mental break from school, but an opportunity to experience nature to rejuvenate them and what better time than spring!!! Be on the weather lookout though, rumor last year had it, this year’s spring may take an unexpected turn.
Our inspiring quote for this week commemorates the beginning of spring. Think about it: everything has a season and nothing lasts forever. Walt Disney tells us, “the way to get started is to quit talking and start doing.” Is there a decision you have been putting off? Or have you finally made an important decision but have not yet out it into action? Whether this is a financial or personal decision, you are encouraged to heed Disney’s advice.
It is important to note that this, as any other time, is tricky to talk about saving and investing,when hard working citizens have been victims of various schemes of those who are robbing them. Be vigilant when you are at the ATMs. Thankfully this was discovered and the bank is lauded for notifying the police as soon as they flagged activity as suspicious. It means still, that the banks, bank personnel and customers themselves need to pay more attention; also look out for anyone acting suspicious at an ATM. How long really does it takes to withdraw money? You might want to alert bank security if you find a user in an ATM for an inordinately long period.
RedyMoney sends you off to a week filled with energy and you being on high alert. Have a productive week everybody!!!
A RedyMonday is one that sees you having the requisite inspiration and drive to achieve all your goals, step-by-step, for any given week.
Inspiration for this week comes from Harold Stephen and as RedyMoney encourages us all to be brave in the face of every obstacle, it goes: “There is a great difference between worry and concern. A worried person sees a problem, and a concerned person solves a problem.”
Yes, we are still in Tax Season. RedyMoney implores with all citizens to be cautious of how you respond to prompts to pay taxes.Facts to be guided by, the IRS will not ask you to wire money. If the IRS is contacting you for the first time about owed taxes, this usually takes the form of a letter in the mail. Also, do not confirm any tax return information over the phone, if the person is not satisfied with you saying you will visit a tax service center, more than likely it is a scammer, and you are well within your right to end the call. Scamming affects thousands of Americans, increase your knowledge to decrease your likelihood of becoming a victim!!!
After a mixed weekend, we are now solidly and securely in the third month of the year; the closing of the first quarter. Time is certainly going fast. Have you achieved any of your goals for the first quarter? Done anything on your wish list?
It is simple, you have written down your goals for 2017 and why you want them. But what action have you done, directly or indirectly to bring you closer to the goals you have set down? If your goal is saving $10,000; do you consider putting away $20 per week a step towards that goal? And, did you give yourself reasonable time to save this money? If not; chances are you should.
Taking into consideration borrowing/ honoring your debt: have your goals been so aligned to allow for you to repay this debt with ease? More importantly, do you really need to borrow? Borrowing is to ease the burden or emergencies that we are unprepared for, with that in mind, a goal can be to save, even the smallest amount you can, so if you need to borrow, you borrow less!!!
How did this miss us? Influenza A? Where did you come from?We encourage everybody to all in their power and reach to swiftly treat this illness swiftly. Know the symptoms to look out for, although, for the most past it seems more than half of Alabama has already been inflicted.Do all you can to recover quickly!!!!